The Best ETFs to Invest in the USA for 2025 and Beyond
15, December 2025. By -Kaushik
As we wrap up 2025 and look ahead, exchange-traded funds (ETFs) continue to be one of the smartest ways for investors to build wealth. With low costs, instant diversification, and easy trading, ETFs have exploded in popularity—U.S.-listed ETFs saw record inflows exceeding $1 trillion this year alone. Whether you’re a beginner dipping your toes into the market or a seasoned investor rebalancing your portfolio, focusing on high-quality, broad-market ETFs is often the best strategy for long-term success.
In this post, we’ll dive into some of the top ETFs available in the USA right now. These picks emphasize broad exposure, low expense ratios, and strong historical performance, making them ideal for most investors. Remember, past performance isn’t a guarantee of future results, and always consider your risk tolerance and financial goals.
Best ETFs in the USA
Here are my top recommendations for the best ETFs to consider adding to your portfolio as we head into 2026. These are primarily broad-market funds that provide exposure to the U.S. stock market, with ultra-low fees and massive liquidity.
1.Vanguard S&P 500 ETF (VOO) – The Gold Standard for Broad U.S. Exposure
If there’s one ETF every investor should own, it’s VOO. This fund tracks the S&P 500 index, giving you a stake in 500 of America’s largest and most successful companies, including tech giants like Apple, Microsoft, and Nvidia.
Why it’s great: With an expense ratio of just 0.03%, VOO is incredibly cost-efficient. It’s the largest ETF by assets under management in late 2025, reflecting massive investor confidence. Over the long term, the S&P 500 has delivered average annual returns of around 10%, making VOO a cornerstone for growth-oriented portfolios.
In 2025, despite market volatility, VOO has continued to shine, benefiting from the strength in large-cap stocks. It’s perfect for buy-and-hold investors.
2.Vanguard Total Stock Market ETF (VTI) – Complete U.S. Market Coverage
For even broader diversification, turn to VTI. This ETF holds over 3,500 stocks, covering large-, mid-, and small-cap companies across all sectors.
Why it’s a top pick: At an expense ratio of 0.03%, it offers the entire U.S. stock market in one fund. This includes exposure beyond the S&P 500, capturing potential upside from smaller companies that could outperform in certain economic cycles.
VTI is ideal if you want “set it and forget it” investing without picking individual stocks. It’s been a favorite for total market enthusiasts in 2025.
3.Invesco QQQ Trust (QQQ) – Tech-Heavy Growth Powerhouse
For those leaning toward growth, QQQ tracks the Nasdaq-100 index, heavily weighted toward technology and innovative companies like Amazon, Meta, and Broadcom.
Why consider it: With an expense ratio of 0.20%, QQQ has historically outperformed broader indices during bull markets, thanks to its tech focus. In 2025, AI and tech trends have driven strong performance here.
However, it’s more volatile than pure broad-market funds, so it’s best as a complement to VOO or VTI rather than your only holding.
4.iShares Core S&P Small-Cap ETF (IJR) – Small-Cap Diversification
Smaller companies can offer higher growth potential, and IJR provides exposure to about 600 small-cap stocks via the S&P SmallCap 600 index.
Why it’s worth a look: Expense ratio of 0.06%, and in environments with falling interest rates (like much of 2025), small caps often thrive. Adding IJR can boost long-term returns while spreading risk.
5.Schwab U.S. Broad Market ETF (SCHB) – Another Low-Cost Total Market Option
Similar to VTI, SCHB tracks over 2,500 U.S. stocks with a rock-bottom 0.03% expense ratio.
It’s a strong alternative if you prefer Schwab’s platform, offering nearly identical broad exposure.
Why These ETFs Stand Out in 2025
Broad-market ETFs like these have dominated inflows this year because they simplify investing amid uncertainty. Precious metals miners and niche sectors led short-term gains in 2025, but for sustainable, long-term wealth building, nothing beats low-cost index funds tracking the overall market.
Key advantages:
Diversification: One fund replaces hundreds of individual stocks.
Low costs: Expense ratios under 0.20% mean more money compounds over time.
Liquidity: Trade like stocks with high volume.
Tax efficiency: ETFs minimize capital gains distributions.
Final Thoughts: Start Simple and Stay Invested
The “best” ETF depends on your goals, but starting with VOO or VTI is hard to beat for most Americans. Dollar-cost average into these funds, and let time and compounding do the work. In 2025’s rollercoaster market, these reliable ETFs have proven why they’re investor favorites.
Consult a financial advisor for personalized advice, and happy investing!
Disclaimer:
This blog does not provide financial, investment, or trading advice. All content is for educational and informational purposes only. Please consult a certified financial advisor before making any investment decisions. The author will not be responsible for any financial losses incurred.
