IIFL Finance Q1 FY27 Results: Profit Soars 160% on Gold Loan Boom
By Kaushik Brahmakshatriya
Published On 27 july 2026.
IIFL Finance Q1 FY27 results
The IIFL Finance Q1 FY27 results have delivered one of the strongest quarterly performances in the company’s recent history. For the quarter ended June 30, 2026, the retail-focused NBFC reported a sharp jump in consolidated profit, healthy loan growth, and improving asset quality across its portfolio, signalling a strong turnaround after past regulatory challenges.
Solid Financial Growth in Revenue and Profit
Consolidated net profit for the quarter jumped 160.1% year-on-year to ₹713.13 crore, while total income rose 32.53% YoY to ₹3,921.88 crore. Interest income climbed 44% compared to the same period last year, reflecting robust lending activity. Consolidated AUM crossed ₹1.15 lakh crore for the first time, growing 38% YoY and 7% sequentially.
Gold Loan Division Leads Performance
The gold loan business remained the standout performer, with the portfolio surging 114% YoY to ₹58,406 crore. Secured lending now makes up nearly 90% of the overall loan book, reflecting the company’s shift away from unsecured segments. Asset quality also showed improvement, with a strong provision coverage ratio supporting the balance sheet.
Q1 FY27 vs Q1 FY26 Key Financial Highlights
| Particulars | Q1 FY27 | Q1 FY26 | YoY Change |
| Net Profit | ₹713.13 crore | ₹274.30 crore | +160.1% |
| Total Income | ₹3,921.88 crore | ₹2,959.30 crore | +32.53% |
| Total Income | ₹58,406 crore | ₹27,292 crore | +114% |
| Gross NPA | 1.55% | — | Improved |
| Net NPA | 0.82% | — | Improved |
On the leadership front, Vikas Jain joined as the new Chief Financial Officer, bringing over two decades of finance and treasury experience. For the rest of FY27, management is targeting AUM growth of around 25%, with ROA guidance of 3.1–3.3% and ROE of 16–20%.
FAQ – IIFL Finance Q1 FY27 Results
Q1. What was IIFL Finance’s net profit in Q1 FY27?
IIFL Finance reported a consolidated net profit of ₹713.13 crore, up 160.1% year-on-year.
Q2. How much did the gold loan portfolio grow?
The gold loan AUM surged 114% YoY to ₹58,406 crore.
Q3. Who is the new CFO of IIFL Finance?
Vikas Jain was appointed as the new Chief Financial Officer in July 2026.
Q4. What is IIFL Finance’s AUM target for FY27?
Management is targeting AUM growth of around 25% for the full financial year.
Conclusion
The IIFL Finance Q1 FY27 results confirm a strong operational recovery, powered by rapid gold loan expansion and disciplined credit management. With improving asset quality and confident FY27 guidance, IIFL Finance appears well-positioned among NBFC stocks. Investors should track upcoming quarters for sustained momentum.
Disclaimer :
This article is for informational purposes only and should not be considered investment advice. Please consult a SEBI-registered financial advisor before making any investment decisions.We are not responsible for any loss
